Fintech Collaboration And Perfomance Of Commercial Banks In Kenya.
Abstract
As Fintech innovations continue to alter the landscape in the banking sector, banks in Kenya are forming collaborations that are envisioned to shape delivery of services. This study investigates the influence of Bank-Fintech collaborations on a bank’s efficiency using the data envelopment model with input-orientation based on the intermediation dimension. Efficiency scores are decomposed as technical efficiency. Secondary data for the period 2009-2018 is extracted from banks sampled from total population of 44 banks in Kenya. Technical efficiency is calculated based on Pre Fintech and Post Fintech times based on four Intermediation Models anchored on Deposits, Loans, Interest Income and Interests Expense as inputs and Outputs
Publisher
University of Nairobi
Subject
Fintech CollaborationRights
Attribution-NonCommercial-NoDerivs 3.0 United StatesUsage Rights
http://creativecommons.org/licenses/by-nc-nd/3.0/us/Collections
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