Demographic analysis of Kenya’s national Social security fund contributors
Abstract
The main purpose of the study is to examine the factors affecting the National Social Security
Fund (NSSF) Contributors in Kenya. The studies of social security in the past have approached the social security problem from legal and sociological fields (Muchemi, 1978 and Musiga, 1973). This study' as therefore attempted
to provide the demographic and economic features of NSSF
Contributors who are increasing in number as more people
join the employment service.
Chapter one exposes the basic features of the thesis and includes the literature review from which the theme of the subject evolved. The basic demographic and economic factors which result in the changes in NSSF membership are discussed in chapter three. In Chapter four, the life table for the NSSF Contributors was constructed to establish the length of stay in the fund.
The social security problem is however, not only due to demographic factors. As shown in chapter three economic factors do influence the social security in the country as well. The situation of the Contributors and withdrawers is discussed in chapter three as well.
The major conclusions drawn from the study are:
that there is a downward trend of NSSF membership by
time due to economic situations that have been prevailing since independence; that NSSF membership has been increasing by age up to 30, thereafter a decrease by age up to age 60. This showed that the majority of the contributors to the fund are within the middle ages and these are the people paying those who withdraw from the fund; that there is an upward trend in number of those
who withdraw from the fund; that different demographic
factors affect the NSSF Contributors at different ages
and of these invalidity and death (due to accidents or natural) are becoming major causes of withdrawal from
the fund; that considering the length of stay in the fund, the fund would easily be used as an insurance firm to benefit the Contributors morei that the issue of waiting until one is over 60 years of age is turning out to be
more beneficial to the survivors and not to the
Contributors.
Citation
Master of SciencePublisher
University of Nairobi. DEpartment of Population Studies