The Effect of Size on the Financial Performance of Deposit Taking Micro Finance Institutions and Commercial Banks in Kenya
View/ Open
Date
2013-09Author
Oyugi, Calvin A
Type
ThesisLanguage
enMetadata
Show full item recordAbstract
Microfinance is the provision of financial services to the poor people with very small business or
business projects (Marzys, 2006). Only a small fraction of the world population has access to
financial instruments, essentially because commercial banks consider the poor people as
unbankable due to their lack of collateral and information asymmetries. According to
Ledgerwood, micro-finance is the provision of financial services (generally saving and credit) to
low income clients.
Since the Microfinance Act 2006 became operational in 2008 nine Micro-finance institutions
(MFIs) have transformed to Deposit Taking Microfinance Institutions (DTMs). The purpose of
this study is to assess the factors that are affecting the financial performance of these DTMs
since they transformed. There are nine DTMs and forty four Commercial banks licensed in
Kenya and which are regulated by Central bank of Kenya. The period under consideration for
this research project is 2008 to 2012. During this period secondary data will be obtained from
academic sources and financial statements submitted to Central Bank of Kenya(CBK).
Regression analysis using Statistical Program for Social Scientists (SPSS) computer software
will be applied to show the relationship between the independent variables and the dependent
variables under consideration.
Citation
Degree Of Master of Business Administration (MBA)Publisher
University of Nairobi School of Business
Description
A research project submitted in partial fulfillment of
Master of business administration, school of business,
University of Nairobi