| dc.description.abstract | The study was undertaken to investigate the effects of Technological
innovations on the performance of micro finance institutions in Kenya.It
considered variables such as Effect of technological innovations on the target
group, How technology improves staff performance, Technological Changes
in organizations. Technological adoption in all departments and how
legislation affects implementation of technology. The problem statement
therefore indicates that, micro finance institutions face myriad of challenges
such as slow introduction of systems that enable institutions to analyse their
loan portfolio and produce reports which facilitate appropriate decision
making, this has led to low adoption of change created by IT solutions and
regulatory constraints that impede MFI ability to implement strategic IT
solutions and to staff the IT functions within. The study therefore unearth
issues that affect adoption of technology in enhancing performance and the
remedial measures for the improvement of performance. The study was de
limited with biasness in some occasion by the respondents and former opinion
during the administration of the questionaires.Literature was reviewed under
different sub themes,and the study adopted theoretical and conceptual
framework which helped the researcher to define the variables. Descriptive
statistics, cross tabulation and case referencing was used. Sample of 54 Micro
finance institutions were identified of which 20 were interviewed randomly
using appropriate scientific methods. This study could be carried out to
establish areas of technological opportunities that exist for microfinance
institutions to consolidate and enjoy economies. of scale through joint ventures,
partnerships, mergers and so forth that can be utilized to enhance growth. | en_US |
