dc.contributor.author | Khole, Jackson J | |
dc.date.accessioned | 2014-11-14T09:32:16Z | |
dc.date.available | 2014-11-14T09:32:16Z | |
dc.date.issued | 2014-10 | |
dc.identifier.citation | Master Of Science In Finance Degree, University Of Nairobi, 2014 | en_US |
dc.identifier.uri | http://hdl.handle.net/11295/74876 | |
dc.description.abstract | Commercial Banks have changed their approach and now the target is small savers who have
been induced with unsecured personal loans which were the domain of Savings and credit cooperative
societies. Currently, individuals and retail customers are being literally begged for
Unsecured Loan business by commercial banks, the ones Commercial Banks were
uncomfortable to do business with in the recent past. Competition in the financial sector
in Kenya has made nearly all Commercial Banks to introduce Unsecured Lending as
one of their major products to customers and non customers. Unsecured Lending has
immensely grown over the past few years and has surpassed the Secured Lending by
some Commercial Banks in Kenya. This study sought to establish the relationship between
Unsecured Lending and Loan Performance of Commercial Banks in Kenya. The
researcher used secondary sources of data. The researcher made use of secondary data that
was obtained for the period (2010 to 2013) on the cumulative loans and advances and
cumulative number of unsecured lending of all the 42 licensed and operational
commercial banks in Kenya. The quantitative data collected was analyzed by the use
of the descriptive statistics using Statistical Package for Social Sciences (SPSS). The
researcher summarized the data by computing means and standard deviations to
determine whether there were significant difference between groups e.g. t-test and
ANOVA. The researcher also examined relationship among variables e.g. correlation
and multiple regression. The study concludes that Unsecured Commercial Banks Loans
have a strong positive effect on the Loan Performance of Commercial Banks in Kenya | en_US |
dc.language.iso | en | en_US |
dc.publisher | University of Nairobi | en_US |
dc.title | The Effects of Unsecured Lending on Loan Performance of Commercial Banks in Kenya | en_US |
dc.type | Thesis | en_US |
dc.type.material | en_US | en_US |