dc.contributor.author | Njoroge, Beatrice Nyakaini | |
dc.date.accessioned | 2014-12-01T07:39:05Z | |
dc.date.available | 2014-12-01T07:39:05Z | |
dc.date.issued | 2014 | |
dc.identifier.citation | Masters of Business Administration | en_US |
dc.identifier.uri | http://hdl.handle.net/11295/75701 | |
dc.description.abstract | Elderly persons are a group of people exposed to poverty due to lack of financial empowerment
as they are not in a position to earn an income. Access to formal financial services in Kenya is
still low. In particular, the very poor people who are characterized by low literacy levels and
generally low, irregular and sporadic income, in most cases do not have the appropriate financial
tools that fit their lifestyle and can help alleviate their poverty. This research paper’s main
objective was to find out in detail what Mobile Money Transfer entails and its relationship to
Poverty Levels among the Elderly Persons in Kiambu County. This area of study is not widely
researched as yet. This study used the quantitative measure of descriptive statistics with a
purposive sample of elderly persons in the Cash Transfer Program being spearheaded by the
Government. Data was analysed using the statistical package for social sciences (SPSS) and
entailed both a correlation and regression analysis of the variables. This study was able to show
that elderly persons of Kiambu County positively embrace the usage of mobile phones. It also
showed that through the usage of mobile phones they are able to feel more economically
empowered by storing a little money in the Mpesa until the need for it arises. It was also clear
from the study that poverty reduction is attributable to many factors and mobile money transfer
is one among the many other factors. The main policy recommendation of this study is the need
to begin income generating activities for the elderly alongside the monthly stipend given to them
through the cash transfer initiatives. In addition there is need for a review of the modes of
transferring funds to the elderly persons to incorporate the mobile money transfer platform which
the elderly persons have positively embraced. | en_US |
dc.language.iso | en | en_US |
dc.publisher | University of Nairobi | en_US |
dc.title | The effect of mobile money transfer on the poverty levels among the elderly persons in Kiambu County | en_US |
dc.type | Thesis | en_US |
dc.type.material | en_US | en_US |