| dc.description.abstract | The general objective of the study is to establish factors influencing the demand of social health insurance by workers in the informal economy in Kenya.
The study used stratified random sampling technique to select a sample of 45 traders in Gikomba market from a population of 1850 businesses. The main identified were 450 traders in Muthurwa market, 200 wholesalers in the main Gikomba market, 800 retailers in the main market, and 400 traders in the fresh produce market.
This study generated both qualitative (open-ended questions) and quantitative data (open- ended questions). Quantitative data was coded and entered into Statistical Packages for Social Scientists (SPSS Version 17.0) and analyzed using descriptive statistics. Qualitative data was analyzed based on the content matter of the responses as responses with common themes or patterns will be grouped together into coherent categories. Only the relevant non-redundant content was presented.
The study was done to establish factors influencing demand of social health insurance in the informal sector in Kenya. One of the objectives was to establish the extent to which workers' awareness on social health insurance influence their demand for the service. Awareness has created a good impact as the study has shown that majority 56% of those in the informal sector were registered for the services.
The study found out that majority of their family members had not registered for the NHIF services since majority were not aware of the services and others had not registered due to the high costs. Majority in the informal sector were low-income earners, felt that the cost was too high for them, and therefore could not afford the services.
Further studies should focus how the National Hospital insurance fund can designing a cost effective demand driven benefit package for the informal sector This study will help the stake holders come up with a way of ensuring all in the informal sector voluntarily register for the social health insurance services. | en_US |
