Determinants of use and intensity of use of mobile phone - based money t ransfer services in smallholder agriculture: case of Kenya
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Date
2012Author
Kirui, OK
Okello, JJ
Nyikal, RA
Language
enMetadata
Show full item recordAbstract
Smallholder
farmer access to agricultural finance has been a major constraint to agricultural
commercialization in developing countries. The ICT revolution in Africa has however brought an
opportunity to ease this constraint. The mobile phone-based
money transfer (MMT)
services that
started in Kenya urban centres have spread to rural areas and even other countries. Using these
services farmers could receive funds to invest in agricultural
financial
transactions.
This study
examines the
factors that influence use of MMT
services among
farm households
in Kenya. It
also assesses the factors conditioning the
intensity of
use of
such
services. The study finds
education, distance to a
commercial bank, membership to
farmer organizations, distance to the
m-banking
agents
and
endowment with physical and financial assets affect the use of m-banking
services. It discusses the implications of these findings for policy and practice.
URI
http://www.researchgate.net/profile/Oliver_Kirui/publication/254387357_Determinants_of_Use_and_Intensity_of_Use_of_Mobile_Phone-based_Money_Transfer_Services_in_Smallholder_Agriculture_Case_of_Kenya/links/0a85e53b53851987e6000000.pdfhttp://hdl.handle.net/11295/92047
Citation
Kirui, Oliver K., Julius Juma Okello, and Rose Adhiambo Nyikal. "Determinants of use and intensity of use of mobile phone-based money transfer services in smallholder agriculture: case of Kenya." 2012 Conference, August 18-24, 2012, Foz do Iguacu, Brazil. No. 125739. International Association of Agricultural Economists, 2012.Publisher
University of Nairobi