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dc.contributor.authorNjuki, Rose W
dc.date.accessioned2015-12-15T07:14:46Z
dc.date.available2015-12-15T07:14:46Z
dc.date.issued2015-10
dc.identifier.urihttp://hdl.handle.net/11295/93538
dc.description.abstractThis study aimed at establishing the relationship between online banking services and the competitive advantage of commercial banks in Kenya. The purpose of the study was to establish how the online services has led to competitive advantage in the Kenyan banking industry with the specific of the study being to determine the extent of online banking adoption in commercial banks in Kenya; establish the challenges of online banking in commercial banks in Kenya; and determine the relationship between online banking and competitive advantage of a bank. The study focused on the 43 commercial banks in Kenya. Data was collected through the use of questionnaires distributed to selected bank managers. The study found that there are currently a wide range of online banking services offered by commercial banks in Kenya. The study also found that majority of the banks in Kenya are currently offering this online banking services to ensure that they remain competitive and relevant in the market and also to share in the benefits of this competitive advantage. However, there are several challenges that the banks are facing in their endeavour to offer online banking to the customers. These challenges need to be mitigated in order for the banks to enjoy the full benefits of investing in internet banking. From the study, it can be concluded that in order for banks to remain relevant in the market, they have to ensure that they offer a variety of online banking services ranging from balance inquiry to customer care services. The study recommended that banks adopt and implement a continuous improvement strategy to win customers. They also come up with products and services which are highly unique. Policy makers should put into consideration online banking awareness creation when drafting policies on the operations of banks in Kenya in order to overcome the challenges faced.en_US
dc.language.isoenen_US
dc.publisherUniversity of Nairobien_US
dc.titleOnline banking and competitive advantage in commercial banks in Kenyaen_US
dc.typeThesisen_US


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