Effect of Micro-credit to Women Empowerment in Nairobi County
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Date
2015-11Author
Gitobu, Evelyn N
Type
ThesisLanguage
enMetadata
Show full item recordAbstract
There is growing evidence that women’s economic empowerment plays a crucial role
in poverty alleviation, as well as in macro-level economic growth and poverty
reduction. Yet, women continue to lag significantly behind with credit constraints
being a key obstacle to the creation of women-owned businesses, investment
decisions, and growth (World Bank 2012).
The use of financial services targeted specifically at women can have significant
effects at the household level, including higher levels of education and better health
services for children, and increased household savings. Research findings on how
financial services are put to use once women access these services—microcredit in
particular—are mixed. There is not enough evidence to show that existing financial
services meet women’s needs or why existing efforts tend not to yield the desired
results or impact.In an effort to identify effects of access to micro-credit on women
empowerment, this study selected the county of Nairobi in Kenya to help generate a
representative mix of recommendations that can help to improve women’s access to
micro-credit.
This study used primary data collected from the respondents of the survey. Data was
captured and analyzed using Statistical Package for the Social Sciences (SPSS)
version 21. Regression analysis was used to determine the relationship between
women empowerment and their ability to access micro credits. The study concludes
that women make use of micro credit services however the conditions imposed by
microfinance institutions affect their access to these credit facilities. The results of the
study show that education and skill asset ownership, decision making, women
mobility and contribution to household income have positive influence and are
directly proportional to women empowerment.
Publisher
University of Nairobi