dc.description.abstract | The purpose of this study was to establish the effect of subsidized financing on asset
growth of women groups of siaya county, Kenya. In specific terms the study reviewed
asset growth from; gender based financing; government lending conditions and
regulatory framework. This study also employed descriptive survey design since it
was conducted to describe the present situation, what people currently believed, what
people are doing at the moment and so forth. The study targeted 13,000 registered
women groups in Siaya County. This study used Cluster, stratified and simple
sampling techniques. Data was analyzed using Statistical Package for Social Sciences
(SPSS) and results were presented in frequency tables and charts. The data was then
analyzed in terms of descriptive statistics like frequencies and percentages. The
findings indicated that the lending conditions does influence women groups in
accessing subsidized finances, the result obtained in this study revealed that the
chances of women groups accessing subsidized finances decreases with tough
requirements of the government. Therefore lending condition is a significant factor
and has a negative relationship with access to subsidized finances and asset growth.
However, the findings recommended that women groups should design their time
structure to allow them join groups which are registered so as to be exposed to the
information on credit access and also receive some training on the available
services on government funding. To deal with the different economic, social cultural
and the legal administrative bottlenecks that women groups face, they should make
lobbies together by forming entrepreneurs association and present their grievances via
those in charge to the concerned authority. This study also suggest that further study
especially a comparative study can be conducted by comparing the effect of
subsidized financing and asset growth of women groups from different counties and
provide suggestion for the same and more advanced multiple analysis model
employed to show the exact effect and differences on the Asset growth. | en_US |