The aim of this study was to investigate the impact of Sacco Societies Act, 2008 on the growth
of deposit taking SACCOs in Kenya. By using a sample of 10 deposit taking SACCOs, the study
conducted a panel regression model to investigate the relationship between savings and the
explanatory variables which included gross loans, payout to members, total assets, membership,
and financial disclosures for the period 2007-2016. DTS Regulations were found to impact
positively on loans, membership, financial disclosures, and total assets and negatively with
payout to members of DTSs. The study concluded that Sacco Societies Act, 2008 is an
externality which impacts positively on the growth of deposit taking SACCOs in Kenya.