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dc.contributor.authorChepkemoi, Fancy
dc.date.accessioned2024-05-16T05:50:42Z
dc.date.available2024-05-16T05:50:42Z
dc.date.issued2023
dc.identifier.urihttp://erepository.uonbi.ac.ke/handle/11295/164712
dc.description.abstractThe main goal of the majority of financial entities is long-term survival and success. However, maintaining adequate quantities of money for operational existence is necessary for firm survival. When a business entity lacks sufficient capital levels, operational interruption has the potential to negatively impact an entity's corporate performance. The objective of the study was to examine the influence of capital adequacy on efficiency of deposit taking Sacco’s in Nairobi County. The study was based on Capital Buffer Theory and Market Power Theory. The study utilized descriptive research design. The target population for the current study was all DTS in Nairobi County. There are a total of 44 DTS in Nairobi City County, according to the SASRA (2022) report. The DTS in Nairobi County served as the unit of analysis, and the Head of Finance and Investments at the DTS served as the unit of observation. A data collection sheet was used to gather and organize the data. Secondary data was acquired from financial reports for a period of five years (2018-2022). The collected data was analyzed the data in order to facilitate interpretation. The study used multiple linear regression equation to establish the relationship between the independent and dependent variables. Using the statistical analysis software, SPSS version 24, a multiple regression model utilized to examine the accuracy of the data collected. Additionally, data was displayed tables and qualitatively assessed using the literature review from chapter two as a guide. Prior to performing a regression analysis, statistical assumptions checks were carried out. The diagnostic tests validated the fundamental assumptions of the regression model. The diagnostic tests for this study were multicollinearity and heteroscedasticity and autocorrelation test. The study found a statistically significant relationship between capital adequacy and the efficiency of deposit taking saccos in Nairobi County. The study found a strong correlation between efficiency of deposit taking saccos in Nairobi County and credit risk. The study concludes that for every unit increase in management quality, deposit accepting Sacco's in Nairobi County should anticipate a five-fold increase in efficiency. The study recommends that Nairobi County's deposit-taking SACCOS implement advanced capital allocation techniques. This includes a thorough assessment of risk profiles associated with their loan portfolios, investments, and other financial activities. This practice ensures that resources are allocated to areas that require them most, thereby improving overall operational efficiencyen_US
dc.language.isoenen_US
dc.publisherUniversity of Nairobien_US
dc.rightsAttribution-NonCommercial-NoDerivs 3.0 United States*
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/us/*
dc.titleInfluence of Capital Adequacy on Efficiency of Deposit Taking Saccos in Nairobi Countyen_US
dc.typeThesisen_US


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Attribution-NonCommercial-NoDerivs 3.0 United States
Except where otherwise noted, this item's license is described as Attribution-NonCommercial-NoDerivs 3.0 United States