The effect of HIV/AIDS on mortality and insurance packages of HIV/AIDS infected individuals
Abstract
This study is an investigation into the effect of HIV/AIDS on mortality and insurance package in Kenya. The effect of HIV/AIDS on mortality is considered by analysis of 2010 data from KENYA HIV AND AIDS MONITORING & EVALUATION ANNUAL REPORT 2008. This analysis is supplemented by applying a combination of two states Markov model, actuarial calculation of premiums and survival probabilities with addition force of mortality. The study finds that HIV/AIDS is related to increase in mortality with an adverse increase to children aged below 15 years. The study also comes up with premiums payable for whole life insurance of a HIV infected adult in Kenya and premium payable for maternity cover for HIV infected women that cover for baby formulae for the first six months before weaning.
Publisher
University of Nairobi
Description
Thesis
Collections
- Faculty of Education (FEd) [5964]