| dc.description.abstract | The purpose of the study is to examine the impact of micro finance to financial
independence of women living in nomadic communities in Kajiado County, Kenya. In
doing so, the study adopted the following objectives: to assess how access to micro
finance has influenced the socio-economic empowerment of women and to examine the
effect of microfinance to women in nomadic households in the reduction of poverty and
improvement of livelihood in Kajiado County. The study adopted a survey research
design method, the method was preferred because it allows for prudent comparison of the
research findings. Coded data was then fed into the statistical package for social sciences
(SPSS) version 21. Descriptive statistics such as mean, standard deviation were
generated. Standard deviation represented the degree of variability in the responses. The
study found out that women credit-based economic activities have facilitated them to take
decision for their personal needs independently as well as to participate in other aspects
of household decision making. The study concludes that more self-help credit groups
should be formed, which will be involved with the subsequent implementation of
enterprises identified during participatory processes. Special focus should be given by the
participatory development functionaries to motivate the women to form more sustainable
and vibrant women credit groups. New women groups should be motivated to create
revolving funds and accounts for sustainable development and future management of
economic activities after the end of the project. The study recommends the need to
critically examine the issues and self-help credit programme should incorporate necessary
steps to enhance empowerment of the women irrespective of their duration in the
programme, types of economic activities, and marital status. | en_US |
